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Reply to "Anyone is ok carrying a student loan debt?"
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[quote=Anonymous][quote=Anonymous]Depends. My student loans have 2-3 percent interest rates. Not something I'm worried about paying down aggressively. If they had higher interest rates? It would absolutely be more of a priority. Also, I would never stop contributing to a 401K--in addition to the tax benefit, many employers match up to a certain percentage, and not contributing is throwing away free money. [/quote] This. I have loans at 2.1 percent. I’m in no hurry to pay them off. But, we also have always put in the minimum to get the match for 2 401ks and increased our contributions with every raise until we reached the max IRS limit and we adjust if they increase the allowable amount. We also save in 529s to the allowable deduction for our state. [/quote]
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