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Reply to "Is it ok not to have a financial plan?"
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[quote=Anonymous]We don't have an annual budget and also live well within our means (but out means are pretty high), and we save pretty aggressively. We do have a financial planner who manages our investments and also does periodic reviews of what our annual income will be in retirement to make sure we are on track. I'm sure I could do that myself if I tried, but they are able to run it pretty quickly and they know the right questions to ask. I find it quite helpful to make sure our savings are at the right point. It has also helped me loosen up about spending money - I know we will have enough for retirement so I am more comfortable spending a little more now. [/quote]
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