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Money and Finances
Reply to "Is it ok not to have a financial plan?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We don’t have a budget or track expenses either, but you need more in retirement than an employer 401k and a paid off house.[/quote] Why? We'll retire in a few years with about $3 million in our combined 401k's and about $1 million home equity. How exactly will that not be enough???[/quote] Is this OP? If you're almost about to retire with $3 million and $1M he, yeah, that's probably enough. For us with 25+ years to go, there's more uncertainty with inflation, social security, and healthcare. [/quote] oh, depends on your age as well. are you retiring early? How long do you need that $3M to last? what is your health like? how long did both of your parents live? those are all factors to consider. . . [/quote] That was not me, the op.[/quote]
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