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Reply to "Options (50k cash, 200k 401k, 2k a month cash) to pay off 20k cc balance. Which one would you use?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Use the cash on hand and rebuild savings over time? Use monthly left over to pay off balance gradually while paying cc interest? Loan from 401k and pay off balance ASAP with monthly cash? [/quote] With that kind of money and obviously high income there is no excuse for having 20K in cc debt. Can't imagine how that happened.[/quote] Bought first house and furnished it and replaced some things. Most of the cc debt from tools, furniture, replacing/fixing appliances.[/quote] Why didn't you pay for all of that using the cash you had in hand? You sound dumb.[/quote] Hence why I am asking. Would you cut your safety net near half, if you have one.[/quote] Dude, you already cut your safety net in half. Pay off the dang credit card. Take your two grand a month and put half back in your emergency fund and half into a new sinking fund for house expenses. [/quote]
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