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Reply to "Paid off credit card, score went DOWN"
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[quote=Anonymous][quote=Anonymous]Are you part of the DCUM no debt club? You brag about being debt free? Not taking any debt? Paying cash for your cars? Well, the price for this is a low credit score. If you want a high credit score, you should be willing to have some debt. [/quote] That’s not true. DH and I do all the things you mentioned and have great scores. It does help to use credit cards and pay off in full each month. You don’t have to carry debt. However, once you have a mortgage and are settled, credit scores aren’t that critical. It’s a better idea not to borrow money! [/quote]
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