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Reply to "Help! I am a serial spender....."
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[quote=Anonymous]I just considered my savings as a "bill." Every month when I got paid, ~$200 went into a savings account. Also every month, the max allowed by law went into a Roth IRA account. And the max allowed by law went into my 401k. After that, I spent my money as I pleased. I didn't worry if I was being frivolous, went out to eat, bought a new shirt, etc. The savings was happening, and that was all that mattered.[/quote]
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