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Reply to "Would you spend 700K on a house with 165k HHI?"
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[quote=Anonymous]Do you anticipate that your income is likely to increase? Are your jobs fairly stable? If the answer to both those is yes, go for it. Otherwise, this is really tight. I'm guessing that your take home per month is roughly 8K? That would mean you would be spending close to half your take home on the mortgage. That said, you do have a healthy emergency fund. Are your savings for retirement, college, etc on track? Where is the extra $500 - $1K going to come from in your budget? While your kids might be cheap at this moment, they do get more expensive as they get older (food, clothes, activities, etc). [/quote]
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