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Reply to "529 plans - how to start?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]DC plan is horrible because of the high fees. My spouse believes it's still a good deal for the DC tax breaks given to DC residents, but I am not persuaded. [/quote] DC's plan USED to be horrible (Calvert Investments was manager) but you could get the tax break and then transfer funds elsewhere after a year. However, DC changed fund managers a year or so ago and I think it's better now, but have not done research to see how much better now.[/quote] Yes, but DC residents still have to pay annual maintenance fees. It’s ridiculous.[/quote] Can you point me to where you see this? I think you may be talking about the fund expense ratio. If you look at other "states" their funds have expenses too. Are DC's more than others? I'm not sure, but it looks similar. I have some IL 529 and they have a few dollar like admin fee I think regardless of the funds used.[/quote]
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