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[quote=Anonymous][quote=Anonymous][quote=Anonymous]If you are military or fed employee - Navy Federal is the way to go.  I have NO complaints after nearly 10 years of being a member.  The online banking is easy and free.[/quote]

You can join if you are non-military but a federal employee?[/quote]

Do you work for the DOD?  They losened the restrictions, probably cause of the down economy.  Here's the eligibility list:

Navy Federal's field of membership is determined by the National Credit Union Administration. 
If you fall under any of these categories, you're eligible to join:

All Department of Defense (DoD) uniformed personnel—Army, Marine Corps, Navy and 
Air Force retirees and annuitants

All Department of Defense Reservists—Army, Marine Corps, Navy and Air Force retirees 
and annuitants

All Army and Air National Guard Personnel—civilian employees, retirees and annuitants
All DoD Officer Candidate programs—Midshipmen and cadets at the United States Naval Academy, 
United States Military Academy, United States Air Force Academy, United States Coast Guard Academy 
and the United States Merchant Marine Academy; Other Officer Programs*

U.S. Government employees assigned to DoD installations (including Coast Guard)

All DoD civilian employees—including retirees and annuitants

DoD contractors assigned to U.S. Government installations

Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members

Once your family members have joined, they can extend the membership opportunity to their family members, too.

[/quote]

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