Reply to Spinoff: How do you live below your means?

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[quote=Anonymous]Don’t lust for items that are bought just to make yourself look richer. Don’t spend much money on consumable goods - things that will be eaten, drunk or thrown away/discarded fairly quickly. Don’t eat out much, you’re eating your money there.  Ignore the ads for expensive jewelry, make-up, clothes and cars. Shop at thrift stores/consignment stores; is entertaining and there are nice things available. Set up automatic transfers from paychecks into retirement and savings so you don’t see those amounts in your net take home. Use Quicken or some software to set up your finances so you have an overall picture, it is rewarding to see the net worth number growing over time. Take care of the things you have so they don’t need replacement. Life is easier when you have savings and don’t have to panic when a car breaks down, etc. Pay off credit card balances in full each month. And of course.....spend less than you make. With all of this, you can have a full and rich life and it will be more secure as you age, knowing you have resources to take care of yourself. [/quote]

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