Reply to If you net $12k per month, please post your budget

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here; thanks to all who shared.  Here is ours:

4,000 - Mortgage/utilities/phones 
1200 (groceries & dining out) 
2,000 - Pre-K, before/after school, 529s
1000- Auto loan, gas, insurance 
400 - Home costs (cleaning, landscaping, etc)
250 - Personal Care (hair cuts, dry cleaning)  
1000 - Misc Shopping (clothes, shoes, kids activities, weekend events, amazon, etc)

So little left for savings, vacations, Xmas presents, home repairs, etc.  I thought it was just me, but I see several of you in the same boat.  I decided to cut blue apron, not much else to cut.[/quote]

Um, plenty to cut beyond Blue Apron...you just don't want to.[/quote]

I’m interested.  What do you see, thx!  And please don’t tell me to sell my car.  We are making our 401k contributions, but am looking for more savings.[/quote]

Misc shopping, personal care, home costs.  Your groceries bill is reasonable but I'm sure you could trim more off if you tried.

To find extra cash, you need to tighten the belt and it might be uncomfortable for a while, but that's the cost of doing business.  Clean your own house.  Cut your own grass.  Buy less stuff - I promise you don't need to buy $1000 worth of stuff every month.  Examine your kids' activities and ask if it's really worth the money.  And I know you don't want to hear sell your car, but since you want to save more, try to consider that the vast majority of Americans blow an insane amount of money on cars and it is all money down the drain since cars depreciate so quickly. [/quote]

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