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Reply to "If you net $12k per month, please post your budget"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We net 12k after retirement savings, HSA, insurance, etc. 3,300- mortgage 3,000- daycare 1,000ish- routine bills (cable, phone, gym membership, the works) 1,500- groceries and takeout 300- house cleaners every 2 weeks 500- savings Clothes, date nights, home maintenance, etc. is covered with the rest. College savings is from miscellaneous bonuses and gifts from the grandparents. No cc, auto loan, or other debt except $1,500 in student loan payment (minimum is $500, but we’ve been aggressive at paying it down and will be done in a few months). Our second kid just started daycare so our daycare bill hasn’t been as high until now, which is how we threw so much at the student loan). We’re both expecting to 10k or so raises in the next year or two, which will also help boost our liquid savings. [/quote] Op here. Don’t you find it depressing that you can’t save more?[/quote] DP, I'm assuming that ^PP is saving the max for retirement (and maybe even CIP?). Wouldn't that be part of savings?[/quote]
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