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[quote=Anonymous]This is very simple. 20k pays off credit cards. 20k set aside for a brand new economical car (civic or corolla). You'll have between 10k and 20k leftover. Unless you think this is turning a new page, cut up the credit cards. Unfortunately your track record with running up debt stinks, and you may be better off being cash and debit only. That means rice and beans, and getting rid of the expensive cell phones, and cancelling all monthly subscriptions (i'm just assuming) Restructure your budget to live only off your base, and either commit to using next year's bonus as downpayment/move money, or commit to saving a large portion of your base. Both is better.[/quote]
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