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Reply to "$70k salary, if I max 401k what will take home be?"
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[quote=Anonymous][quote=Anonymous]I’m another single mom and have never been able to do this and save for college for my DD. I was always putting in 7% with a 3% match. Now that I make a whopping $90,000 I started putting in 9% last year. We have high health care costs as my company does not pay anything at all for dependents. Now at age 50, of course I wish I had been able to save more, but it’s the best I can do. [/quote] You can borrow for college. You cannot borrow for your retirement. You should fully fund retirement first. Kids can figure out college if need be, or you can borrow if need be then and pay back but you need to pay yourself first.[/quote]
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