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Reply to "Help me spend my car payment!"
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[quote=Anonymous]OP - are you paying 350 a pay period or a month (or are this the same for you)? If you are able to throw $700 more a month at the debt that will go a long way. If you are brave enough, DCUM can be harsh, put down your income and expenses and see how DCUM can help. Also, do you use expense tracking software. We just use the HomeBudget app but it has been great at getting a handle on spending to stay more on budget. Also, I suggest us g the IRS calculator to make sure your pay adjustment to the new taxes is accurate. You may b entitled to more or less than the $100/ paycheck increase in take home.[/quote]
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