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Reply to "Help me spend my car payment!"
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[quote=Anonymous]Pay off the AMEX, then split the baby. $200-250 into savings each month and the rest, plus what you were paying on AMEX previously, to USAA and then so on by interest rate. With a car that old you need a repair fund before a down payment fund, or you'll end up with more on credit cards when something breaks. Aim for $$1500-$2000 in that fund and once you hit that, throw everything again at the debt until it's gone. [/quote]
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