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Reply to "Feeling good about my 3.75% 30 yt mortgage"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous] Certainly no need to get a big head about a rate that is very similar to what most people received.[/quote] Yeah, that's my point about the OP. Don't pat yourself too hard on the back, everyone was able to get those rates and it's just luck of timing that you happened to be buying them. [/quote] I’m betting a lot of us refinanced into the rates that are being quoted. We certainly did. Bought 2003 with a first at 5 5/8 and a second at 6 1/2. Rolled everything into a 4 1/2 in 2012 and then a 3 1/2 later that year. Saved enough money per month to get a vacation home in 2013, also at 3 1/2. [/quote] These are my stats almost exactly (minus the vacation home). Bought in 2003 with two mortgages around 5 and 6, refinanced in 2011 into one around 4-something, and have since refinanced into 3.375%. But I want to move this year or next so will lose that rate.[/quote]
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