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Reply to "Is it dishonest to use insurance payout for something else?"
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[quote=Anonymous]We just did this for the same exact scenario. $1650 payout. It was just a scratch on our car, which already has some body damage and countless other scratches - it’s a 2007 with 130k miles and fully paid. Geico explicitly said this was an option and we even told them how we were going to just take the check rather than get the fixes done since we bought a new house that requires some reno and would prefer to put the money there. The Geico guy commented that that made sense noting how minor the scratch was anyway...[/quote]
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