Reply to Federal Plans and IUI

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[quote=Anonymous][quote=Anonymous]OP here. I really appreciate all of the replies! I called Aetna (non Fed) for the second time today and was told they cover 3 IUIs or 3 IVF attempts at 50% over a lifetime. This is what they told me in 2016 and it turned out to be completely wrong. I’ve made 3 calls to the CFA financial counselor because she was so helpful and accurate  2 years ago  but haven’t heard back. I am grateful I can get any coverage at all but I don’t understand why this process has to be so difficult and frustrating. Thanks again for all of the information! [/quote]

The problem is that is very difficult for anyone to tell you if your non-Fed Aetna plan provides any coverage because such things are very specifically tailored to the plan designed by your employer.  It is a bit ridiculous that no one at your work or at Aetna can help you.  Do you not have a brochure or any paperwork detailing the benefits you receive through your insurance?  I recently called CFA and was put directly through to a financial counselor.  Perhaps don't call the one you worked with specifically?  Just the general number?[/quote]

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