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Money and Finances
Reply to "Writing "For Deposit Only" on the back of a check - is there any point?"
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[quote=Anonymous]For me, no. I deposit 99% of my checks electronically ($10k mobile limit per month). I don't sign the check until I'm getting ready to deposit it and then I take the picture and deposit it with my phone app. For the one or so check a year I deposit at the ATM, I don't even sign it until I get there so even if it got lost between the time I left my house and I arrived at my bank, the only way someone could cash it is if they forge my signature which would be easily provable as not mine. I used to write my account number on the back because somewhere along the line I was told to do that but now I don't anymore and it hasn't been a problem. I think I stopped because I realized that that meant that my account number was now accessible to the person who had written me the check. I wasn't really comfortable with that. Hell, I deposited a check once at an ATM and forgot to sign it. Made no difference whatsoever. Funds still went through. No one said a word.[/quote]
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