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Reply to "getting rid of PMI...re-appraising after 24 months"
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[quote=Anonymous]We are in a similar boat. We purchased with an FHA loan. Last refi was in 2012 which was before the requirement to keep PMI for the life of the loan. Our loan required 5 years of PMI no exceptions. We are coming on our 5 year mark in December and have started asking our lender what the process is to remove PMI. Lender states that he has only seen this done in a refi. We don't want to refi as we have a great rate. Additionally, we just got a HELOC on the property and had an appraisal done and our LTV ratio is significantly less than 80%. Anyone had a similar issue and how did it work out?[/quote]
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