Reply to freezing credit files at Equifax

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Maybe the whole point of the breach was to create panic.[/quote]

If so, they've succeeded.  I spent 45 minutes last night that I didn't have to spare trying to freeze my credit at each of the credit reporting agencies, with no luck.  The idea of my SSN being out in cyberspace for purchase is scary.[/quote]

I had identity theft before (credit cards opened, cellphone plans activated, etc). If your credit is stellar there is nothing to worry about as it is easy to clear out. Keep your credit clean, check regularly. [/quote]

My friend had her identity stolen and it was far from "easy" to clean up.  She told me, she spent maybe the equivalent of 20 business days sending appropriate documentation, making phone calls, filing police reports etc.  [/quote]

Took several phone calls (shorter than when you have credit card stolen as you don't haved to go through the individual charges), no documentation (can't even imagine what I could have sent as a documentation that I didn't open the accounts besides the signed affidavits). I didn't have to file a police report as it's not in their jurisdiction and was told that I would not be informed about the course of the investigation if any will happen. 
I can imagine that it might be more pain for some. I had a mishap on my health insurance (human error) that took several month to clear. Just had to finally reach the capable person. [/quote]

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