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Money and Finances
Reply to "Are Retirement Funds Protected from Lawsuits?"
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[quote=Anonymous]Definitely get more insurance than you think you need - both your liability and umbrella policy. Also most people overlook the importance of uninsured and underinsured coverage (UIM). You have that so that if you are hit by a cheap driver carrying the minimum insurance and your injuries are severe (long hospital stay, amputation, brain injury, paraplegia, etc.), your own UIM kicks in to provide additional coverage. It's not enough to rely on medical/health insurance either. UIM could help you cover lost wages, out of pocket expenses not covered by health insurance. [/quote]
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