Reply to Are Retirement Funds Protected from Lawsuits?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Once her lawyer gets her medical records and finds out that the injury pre dated the accident, s/he may no longer be her lawyer. And as the pp said, she is likely way over estimating what she could recover. Since she can still work, she likely willl not get a significant award. In fact, this case (if it isn't thrown out) would likely be settled by the other driver's car insurance company before trial.[/quote]
I hope so....the scheming around this bugs me....particularly since I'm the honest type. I had some little metal appliance fall off the wall at a fast-food restaurant and hit me in the face near my eye. I got bruised, went to the eye doctor to check the eye, and asked the insurance adjuster to reimburse me the $75 co-pay, $400 for the missed day of work, and another $400 for my discomfort. Boy, did he sound relieved. I hate when people see a major payday for a small injury.

And now I have hijacked my own thread.....

Back to umbrella insurance. If we are only talking about $250 (a PP mentioned that figure), it would be worth it. I also assume [b]I would be "buying" the legal defense[/b] since I assume an insurance company wouldn't want to just hand over $1 million. It might be worth it for the legal defense portion alone.
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Exactly. An insurance company is a veritable army of lawyers. If there's a way to destroy a claim against you, they will find it. Get an umbrella and rest easy.

And to the person recommending it for young male drivers, yes; males between 16 and 29 are the most likely to be involved in fatal crashes of any group under [b]80[/b]:

http://www.thecarcrashdetective.com/2016/01/how-dangerous-senior-drivers-compared-teenagers.html/
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