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Reply to "Has anyone ever had to use their Emergency Fund?"
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[quote=Anonymous]No thankfully. We have been fortunate to foresee major home repairs and/or pay for them from our ordinary savings account. We view our emergency fund as simply for extended unemplyement since DH is the sole earner and higher income jobs like his take on average a longer time to replace. We have enough for 12-18 months of job loss in no-penalty CD'sz[/quote]
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