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Reply to "Studnet loan repayment and complete disability"
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[quote=Anonymous][quote=Anonymous]My sibling also got $40K for private student loans dismissed for complete disability. Communicate with the lender. Also, apply for SSI/SSD for the person who is ill. It takes forever to get it, so start the process ASAP. OP, when sudden illness/disability strikes it is financially devastating for the entire family. I am so sorry. As I mentioned, this happened to my sibling and it has changed all of our futures, both personally and financially. [/quote] I am the PP who had her loans discharged due to disability. This poster is correct- apply for SSI/SSD immediately. It can take years and almost everyone is denied the first time. Many attorneys will handle the case at no charge up front. They take their fees from the initial lump sum of back pay. BUT- this is important- you can file for the student loan discharge before you get disability. I'm not on disability and have no reason to file. But my loans were fully discharged. [/quote]
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