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Reply to "529 Money --Too Much?"
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[quote=Anonymous][quote=Anonymous]The other issue is that not all expenses can be paid by a 529. It is hard to predict an amount that will be too much. Yes, generational planning is okay in theory BUT this could happen, too: You're the owner and your 7 year old is the beneficiary. He grows up, goes to school and uses 2/3 the money. Your intent is his kids use the remainder for school. You die and he becomes the owner and names his 2 kids as the beneficiaries. One gets a scholarship and the other uses 1/2 of the money. Your son dies and his wife becomes the owner. She names her grandchild from her first marriage as sole beneficiary. Done with passing it on to educate your heirs as a trust would...[/quote] the horror...[/quote]
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