Reply to Second-Guessing Our Decision to "Opt-Out" of Public School

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, is the public school you lotteried into still an option? Personally I would only go private if a good public did not work out. [/quote]

This.  I would save the 12k in a 529.  [/quote]

OP here: So, the public school option is still on the table (and will be for another month until the beginning of the school year).  Of course, starting at private and moving to public is always an option, although we are a lot less likely to get a spot in the very desired public school we have a spot in now.

On the other hand, if we were to start in public and found that it wasn't a good fit, [b]we almost certainly not have the option of private school with generous financial aid.[/b]  We'd either have to stick it out or move (we really love where we like and do not want to move!).

I don't know why I'm feeling so flummoxed - I'm just really second-guessing myself right now.  I've heard that you know you have really good options when you have a hard time making a decision...[/quote]

I know they told you that, and I know you have no way of knowing what they will really do, but why would FA ever work like that? If you qualify now, you will likely qualify later. Most privates make you reapply every year anyway.

I know it's hard, but I would disregard their pressure on the FA front. For one thing, add up the 7 years of your portion of tuition you'd be paying; so, $84K if you portion doesn't increase before 7th grade? Plus all the "little" events you will pay for to the tune of another few hundred a year? That $84-$90K put in savings would go a long way to pay for private middle/high school if that's still what you want to do when the time comes, whatever the FA package would be. And I suspect that by the time you get to middle school, you'll have found other options, or potentially have even moved.

I think it's foolish to commit now for the sole purpose of hoping the FA package will remain affordable many years from now.[/quote]

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