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Reply to "if money were limitless + 529s question"
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[quote=Anonymous]We have $335,000 in a 529 for my DS (who is still 4 years away from college). As I recall, we'll pay a tax on the earnings when it's time to tap into it. Also, if our DS doesn't use all of it for tuition, there is a 10 percent penalty to withdraw the funds. But perhaps it's worth it to get a down payment on a house. Our DS is motivated to make the most of an in-state university (but we're OK with a private college or university too).[/quote]
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