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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I believe he said he was born and raised in TN and hasn't lived anywhere else therefore, I don't agree with him on the not having a credit score either like other posters.

Where I live, [b]the chances of you getting a house and/or car with no credit score is pretty slim[/b].

I also continue to contribute to my retirement while in baby step 2. I will not stop that.

$1000 emergency fund is not enough for me either. I have more than that plus I continue to save. I'm not saving a huge amount but I still put something in my savings each paycheck.  [/quote]

If you are following his advice you do not need a good credit score to purchase a car because you are paying cash[/quote]

Credit score is used in much more than buying a car or getting a mortgage. Insurance companies use them to determine rates and, increasingly, companies use them to determine whether an applicant is "responsible" for a job. There are many sides to that argument and it has been widely reported in the past few years, but those are facts and to deny them is insane. Until credit scores are made obsolete, one should do everything in their power to keep their score as high as possible.[/quote]

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