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Reply to "What to do with $3,000 refund"
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[quote=Anonymous]I'd put 3/4 to the cc, and 1/4 into savings. But ONLY if your savings is a true emergency fund and doesn't get touched. If you regularly tap into savings, put the whole refund to cc. You don't want to end up 4 months down the road, realizing that you blew that other 1/4 refund on Starbucks and road trips (or hookers and blow) without noticing it. [/quote]
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