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Travel Discussion
Reply to "Do you purchase trip insurance?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][b]We've gotten it for beach rentals during hurricane season.[/b] Never had to use it. The rental agency offered the policy. We purchased it last year with our airfare for going on a 2-week vacation. We had previously nearly needed it due to a sick family member (who died 1 month before our vacation) and I didn't want to take any unexpected family crises to burden us on airfare. I didn't purchase for any of our hotel, car rental, etc. [/quote] useless. they will only pay out if there is a Mandatory evacuation, which pretty much never happens. most evacuations are voluntary and thus the insurance is useless. [/quote] I hate know-it-all posters who are obnoxious and wrong. If you shop carefully some insurance policies only cover mandatory evacuations but some are more generous and will cover you for the times you actually want to evacuate, whether it's mandatory or not.[/quote] I'm not sure I believe the "know-it-all". Many hurricane evacs on the NC/SC coast are mandatory for renters/guests, but voluntary for permanent residents. In that case, I can't see a way the travel insurance would be able to claim "not mandatory." I spoke with our rental agency when we set it up, and they said that we wouldn't have a choice on staying, if an evac is ordered. [/quote]
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