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Real Estate
Reply to "House titling question - both names or one?"
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[quote=Anonymous]Death is a big reason to have it titled in both names. If it is in only one spouse's name, it will pass via that spouse's will, or worse, intestacy. Add the complication of a mortgage and you can have all kinds of tsuris. Different states have different laws about primary residences and lawsuits so I'm not going to touch that. However PPs are right that insurance is your best defense there. Also, homeowner's insurance generally gives you the ability to buy an additional umbrella policy. [/quote]
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