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Reply to "Retirement Account in One Spouse's Name - OK?"
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[quote=Anonymous][quote=Anonymous]We're in a similar position - I have a 401k and max out every year while DH is self-employed. [b]We used to contribute to an IRA for him, but have reached income limits where there's no tax benefit to an IRA[/b] so at this point the majority of our retirement savings are just in my name. DH is listed as the beneficiary on my 401k (and IRAs), with the kids as secondary beneficiaries.[/quote] OMG, this is so wrong: - IRA's always have tax benefits, you've just lost out on tax deduct-ability - Just because you don't get a tax benefit is no reason to not save[/quote]
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