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Money and Finances
Reply to "Tell me how much you have saved in your 401K at age 40."
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[quote=Anonymous][quote=Anonymous]I'm 45 and have only $119k in my 401k and we have $20k in savings. Very little debt, but also don't own a house (we rent). We have had to dip into retirement accounts several times due to medical issue with one of our kids. We are paying for 2 other kids in college out of pocket without dipping into those amounts. My husband has little in his plan. Having a sick kid has killed us financially but we are doing the best we can. It's pretty terrifying. [/quote] You are not alone. I'm 53 and have only $300K in my 401k plus a pension. We have a large stack of debt (mortgage, student loans, cc) as we have hit retirement funds and cc for medical issues for two of our three kids. We do the best we can, too.[/quote]
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