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Reply to "Tell me how much you have saved in your 401K at age 40."
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[quote=Anonymous][quote=Anonymous]I'm 45 and have only $119k in my 401k and we have $20k in savings. Very little debt, but also don't own a house (we rent). We have had to dip into retirement accounts several times due to medical issue with one of our kids. [b]We are paying for 2 other kids in college out of pocket without dipping into those amounts.[/b] My husband has little in his plan. Having a sick kid has killed us financially but we are doing the best we can. It's pretty terrifying. [/quote] Dumb move. Every spare penny you have should be going towards retirement. [/quote]
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