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Reply to "How to start Dave Ramsey"
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[quote=Anonymous][quote=Anonymous]Well, those baby steps seem rather self explanatory. Why do you need a book or class? It all comes down to discipline. [/quote] Why do people need personal trainers? Why do they need life coaches? Why do they need to go to Weight Watchers class if they have a scale at home? Why do so many DCUM-type kids need "tutors" who do nothing other than make sure they do their homework? Why do people need to join running clubs?[/quote]
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