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[quote=Anonymous][quote=Anonymous]Raise your kids with the expectation that they will go to a public university unless they can get into a private that gives them enough aid to minimize the price differential.  Also consider OOS publics in the Midwest -- some of which (OSU, UW-Madison - but not UM) are significantly cheaper than privates.[/quote]

I wanted my kids to know this going into high school so there are no surprises.  I have also explained that a school where they are one of the top candidates may offer more money than school where they fit the average profile.  So state school isn't a done deal, but they may have to look for and be willing to be a big fish in a small pond to get the money they need to go someplace other than out in-state options.

With the 529 investment,  my co-worker started putting in contributions when his kids were in college (in-state) to get the state tax saving. Also echo paying for test prep if I think that can both strengthen the application and make a difference with scholarships.[/quote]

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