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Real Estate
Reply to "Builders in Vienna: Sekas, Clearview, Cloud IX, Evergreene, Jefferson, etc."
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[quote=Anonymous][quote=Anonymous]The bank would be hesitant to lend to you if your home is too small. I would build as large as possible, modern building codes make new homes much lower monthly utilities than even small ramblers.[/quote] This is not quite true. Appraisers care only about the NUMBER of beds and baths. If you can live without every room being massive, you can get a good appraisal and loan based on the number of rooms. We did a 3.5 bath 3 bedroom main, one basement, and our appraisal/loan came in at 1.3, more than enough with which to build. Ours is admittedly bigger at 4000 sf above and below grade, but our house has at least 500sf of just open, generally unnecessary areas (spaces that we like, but could easily be cut out).[/quote]
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