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Reply to "SAHMs, how much money do you have in your own name that is not joint?"
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[quote=Anonymous]I have about the same in my own name as OP, $150K in TSP from federal employment before I quit to SAH. There isn't much I can do to save individually as a SAHM, at least that would be protected. I could put $5,500 in an IRA in my name each year but it wouldn't be tax deductible. Since I have been married more than 10 years though, I do get spousal SS benefits, or my own SS benefits, whichever is higher. So mostly, I focus on the big things. All of our accounts are joint, and our house is held jointly. DH is well insured, and I know how to access the big and small money (and I manage it). Finally, I question the value of a post-nup for someone who is already at home. It would be extremely disruptive and I could see how I'd come out the loser since everything, including DH's inheritance, is in a joint account. [/quote]
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