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Political Discussion
Reply to "Private business and health insurance"
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[quote=Anonymous]You would need a federal regulator. Right now we have 51 insurance regulatory bodies and 51 sets of mandates. Connecticut, which has something like 67 mandates won't allow residents there to buy cheaper insurance from Alabama, which has fewer than 20 mandates. In addition, many of the insurance companies operate in most of the states through subsidiaries, each of which is run as its own company with its own CEO, administrative staffs, buildings and the rest of the overhead, some of which is necessary to insure compliance with the unique insurance laws of each state. Wouldn't there be considerable cost reduction in centralizing all this and allowing the purchase of insurance from a federally chartered insurance companies? [/quote]
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