Reply to Earning Well but Drowning in Debt...how to dig out?

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[quote=Anonymous]OP, kids get more expensive as they get older, and if one of your kids is a musician, he is going to be very expensive! Don't waste money on music camp now, get your financial house in order! His camps and instruments and lessons will be even more expensive by the time he is in high school.  Even middle school!  it will get so much more expensive. 
I have some friends with very musical kids. They pay a fortune for lessons on two different instruments and some of the kids do specialty violin camps in the summer. Another friend bought a $8,000 bassoon for her son a couple of years ago. The reeds are crazy expensive. I'm not a music person so I could be wrong on the instrument but it is something like that.

You are just looking at higher and higher bills.  Make homemade pizzas! Make cuts! Make cuts now when it is a lot easier with young kids. They honestly aren't going to care about the cuts. They just want to go to the park and play. They don't care!

I hope that you take some time to think of these suggestions and fill out the budget spreadsheet and go over it with your husband.  You have to want your life to be better to make the changes though and you have to be done with debt and want long term financial stability more than instant gratification.  I am not sure you are there yet.

And pp, I wish I had 1.2 million in my 401k!  Wow! Congrats to you! [/quote]

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