Reply to Earning Well but Drowning in Debt...how to dig out?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OK - get a nanny who will also walk the dogs.  The nanny will also watch the kids during the summer so you do not need to pay for camp.  You can also get a nanny who helps get meals ready.  So when you come home - the kids are already fed.  (saving you another $100 a week).

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Op here. This actually is a good idea. [/quote]

This will not save you money. We have a nanny for two kids and pay on the books. We only need her for 40 hrs a week.  It still costs more than 2 daycare slots. Our oldest also goes to pt preschool and some summer camps. Walking the dog and cooking for family are extras and not part of the average rates for nannies.

Looks like you should have paid down the cc debt before having more kids. At the least you should have saved money to pay for the lwop.

Let me guess even with the debt you still have a cleaning service. No way you can handle all that with 3 kids and ft job.

Have you at least put your cc debt into the calculators that show you how you will never pay off your debt?

You guys seem unwilling to face reality.   Our hhi isn't that different from yours. We live in a close suburb of dc and have 2 kids. We have a 2008 Hyundai suv bought used and our camry is 1996! We have about 1.2m in 401k and about 50k in savings.[/quote]

And this post is helpful how?[/quote]

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