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[quote=Anonymous][quote=Anonymous]I'm OP. Not to get into the weeds on the math, but we are still paying for school for the older. DW's salary covered infant care for both kids, her retirement, our healthcare, and there was a couple of hundred bucks at the end of month. So, it was a wash in her mind but not mine. We use my health insurance (crappier).[/quote]

Unless she was maxing the 401(k) I would also see this as a wash.  The difference in the cost of healthcare and the couple hundred bucks would easily be eaten up by all of the extra costs of her having a job:  commuting, career wardrobe, cleaning service for your home, tax benefits of single earner, and the many other costs that have been discussed previously on DCUM, in addition to the chaotic schedule that comes with juggling all the things she would normally take care of as the sahp.  BTW, my husband "forced" me to continue working after our son was born and I still resent it years later.  Baby times are short and I will never have that time with him again.  Looking back I wonder if I would have been better off making the unilateral decision to quit and dealing with the consequences.  Can you find a job somewhere in the middle - pays a little less but more time at home?[/quote]

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