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[quote=Anonymous]I think the PP has nailed it about it being a cycle. I received family help twice (#1 house was a loan with interest, #2 house was a gift, and both were in the six figures).  However, I am fairly frugal, and in my late 30s, and I still live with housemates (partly because I like having people around, and partly because I think it's a frugal thing to do).  I didn't ask for or expect this help, and the second time I had a particularly hard time accepting it because it was a gift, not a loan, and because I had a lot of pride about doing things on my own.

In the end, I realized that refusing the gift would only mean that I am prideful and unwilling to accept help when offered (a trait I do tend to struggle with).  It was also very clear when they extended help to me that it was an act of love on their part, and that it would bring them a lot of joy -- and it has.  And it also was a question of receive it now or receive it later, which after I thought about it, didn't make a whole lot of difference.

Just because you receive some family help doesn't mean you are always spoiled and entitled.  Would you judge and look down on someone whose parents offered to watch their kids and provide free daycare?  Would you say, wow, they are so spoiled and entitled!  No, you'd say, wow, that is so kind and such a blessing, what a gift!  Why is getting help with a home any different?[/quote]

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