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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Totally understand. This is absolutely true because I see several very similar cases. OPP, at least this an IVY. I saw families struggling for a top 20 or 30.
I would suggest you consider the major. If the kid is in a major that easy to get money back, it's OK to have some loan.  Or else, have to choose what is affordable.

But, no she didn't fail her kid. [b]This system failed those wonderful kids[/b]. [/quote]

I agree the system fails a lot of kids but don’t agree going to a name-brand school is some sort of right. Some posters are mourning for OP’s niece as though she can’t go to any college. She is going to college, likely to a great state school or T50 or even T30. She just can’t go to an Ivy. Actually she could if her parents are willing to sell their house, downsize to a smaller house, use some of the property equity gains, get a 2nd mortgage, if [b]she is willing to take a gap year, take on a PT job[/b]…there are lots of ways. But they are not willing to be flexible and they must have the Ivy when she could be getting just as good an education minus the brand name. I don’t really think this is the same as the system failing kids because their “need” appears to be a pretentious/materialistic one. [/quote]

Purely talking about this solution. I am always confused. I also heard some people said they planned a gap year to save money for medical school or law school. I just can't imagine how it can work. What kind of job/payment can a high school graduate get? minimum pay? After living cost, how much can he save in a year? 10K? If it can help tuition, there is no way so many families save for many years and still can't afford it. The same as college graduate. Working for a year can pay for medical school? It's such a common saying that I never understand. 
[/quote]

a min wage job is 40k a year. [/quote]

Then exclude food, clothes, gas, eletricity....... Private colleges/Medical school/law school are 100K a year.[/quote]

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