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Reply to "Exploding health care premium"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We are retired and pay about $5350/mo for the 4. Up from $4900 last year but down from a few years ago when it was $5500. PPO and it sucks[/quote] Wow. What percentage of your income is it as a retiree? Now I understand why people are saying $1 million retirement is nothing. How do people will less than a million in retirement live? Wow [/quote] They are very wealthy if they have minor kids and retired. [/quote] Yes, we are very wealthy. It’s still a lot of money but we can afford it.[/quote] But it shouldn't cost that much for healthcare in our 50s and 60s. The sheer fact that my healthcare goes from $500/month for family (employee, spouse and all the kids you want) to $3K for medical only if I want to buy a plan when I'm retired and not 65 is ridiculous (and that plan is only medical and has $8K/18K+ deductibles). Medicare also should NOT cost $2K+ for a couple over 65 for ONLY medical just because they saved for retirement and saved. When in reality those people are the ones who have funded medicare for 1000s of people. We need a new system, one without all the insurance companies, one where people are not making 5-10M+ for managing a health care company. Do universal HC and we don't need 75-80% of those involved in health insurance now. Costs would go down, and the actual nurses and doctors could get paid more[/quote] Your healthcare was never 500 a month. Your employer paid the rest. I pay a family plan for 4 and pay both the employee and employer payments and that is 3800 a month.[/quote] There are lots of problems with the healthcare system in this country, but one that doesn't get talked about enough is that many/most? people have no idea what their employer-provided health insurance actually costs. I'd hate the extra tax bite, but I'd actually be in favor of health insurance premiums paid by an employer being taxable to the participants. It's really just another type of income, after all. That way, people would actually be forced to know the cost. [/quote]
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