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[quote=Anonymous][quote=Anonymous]There are a lot of headwinds (in addition to the expiration of the subsidies) that may be difficult for the current HC system to handle:

1) our aging population > more expensive healthcare needs as people age

2) AI eliminating the availability of jobs for younger workers > fewer younger (and usually healthier) people enrolled in workplace plans to offset the costs of older workers

3) the layering in the healthcare system with lots of different entities involved and all those entities are taking profits

To me, these headwinds are ones policymakers across the political spectrum should be paying close attention to.

Additionally, with insurance plans linked to employment, when a person moves to a new job they often move insurers. Therefore, insurers are not incentive for long-term thinking about a person's health, just optimizing the current state.

If a single payer can't come to fruition, we at least need to figure out a way to decouple insurance from employment. I think that is the source of many of our problems. 
[/quote]

Tying health insurance to fortune 500 employment or government jobs was a terrible mistake. I can only imagine the number of good ideas and start ups that never got off the ground because everyone's health insurance is tied to working for a large organization. And I don't think that's coincidental. The current health care system is designed to make things impossible for new small businesses.  [/quote]

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