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College and University Discussion
Reply to "Parents have $0 saved for college, won't qualify for financial aid"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Suck it up and go to community college. Live at home, work part-time, and don’t waste your time applying to schools you can’t afford. This path gives you the best shot at affording two years at an in-state university while minimizing debt. Plus, you can skip standardized tests, essays, and endless applications, freeing up time to take dual enrollment courses that could shorten your stay at community college and help you transfer faster. Is this your dream? Probably not. But it’s likely your reality, and you should accept it. You can fantasize about a full ride to your dream school, but for most people, that’s not going to happen.[/quote] With all the CC recs I'm starting to seriously consider it but now I'm wondering about how if I took that pathway I might not be allowed to live at home. I honestly think that if I, the academic pride of the family who gets bragged about to everyone they know, ended up at CC, they'd be infuriated that they wasted time + money on my academic pursuits/ECs for nothing, or talk about how even though they came from low income backgrounds they still managed to pay their way at a 4 year college talked about frequently on this forum (and we used to live in-state for that college, which I would have a great shot of getting into with my stats + double legacy, but then we moved)[/quote] OP, have you had a realistic conversation about all of this with your parents? I would put everything together to show them, due to their HHI and home value, what it would cost YOU to pay for any of your in state schools. Show them then what it would cost if you went to CC, then transferred into in state school. Ask them how the possibly could think it's a good idea for you to take out loans (show them the interest as well) and start life saddled with this debt. Show them how it is different now than when they went to school. They sound unreasonable. But hopefully they are just clueless. And I think more parents don't save for their kids college than do. But you're getting a skewed vision based on being on an educated, liberal, NE college forum where posters prioritize kids education over pretty much anything else. [/quote] I've had this conversation multiple times, and they repeatedly say they have nothing saved and will not be supporting my college education in any way. They say I'm going to be completely reliant on whatever scholarships I can get or be forced to take out loans. and I really don't think they understand that getting into UMD in-state 30-40 years ago is vastly different than trying to get into UVA or W&M in-state now.[/quote] Do they know how much college costs these days? My DH did not want to pay for college; similar backstory to your parents. We ended up taking $ from refinancing house and kid went to a Jesuit school for a little over the cost of in-state. (Did not get into state flagship). [/quote]
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