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Money and Finances
Reply to "I hate being stuck at $230k HHI and feel poor AF"
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[quote=Anonymous]You need to understand you are saving too much for retirement and not enough for today. You need a rainy day account of at least $25,000. Then you won't be constantly panicking. We make about $90,000 now combined after a big layoff in 2016. We are in the Midwest. In addition to cash savings of about $15,000, we take advantage of financing offers when needed. Our AC/Furnace needed replacement for 10 grand. So we took a plan of paying it off two years, interest free. When our car needed $7,000 or repairs, we bought a $4,000 car instead that was older but in great shape. Most people don't not pay cash for every thing. They remain level headed and yes take HELOCs if necessary to pay off home repairs. You are spoiled and being ridiculous. Do a budget! DON'T have children. [/quote]
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